{"id":5194,"date":"2024-05-07T16:20:17","date_gmt":"2024-05-07T08:20:17","guid":{"rendered":"https:\/\/printaker.com\/bmsroadtax\/?page_id=5194"},"modified":"2026-04-17T12:54:29","modified_gmt":"2026-04-17T04:54:29","slug":"personal-accident-insurance","status":"publish","type":"page","link":"https:\/\/bmsroadtax.com\/my\/non-motor-insurance\/personal-accident-insurance\/","title":{"rendered":"Insurans Kemalangan Diri"},"content":{"rendered":"
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Pakar Kami<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Personal Accident Insurance Policy<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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PREMIUM COVERAGE<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Setiap Peringkat Kehidupan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Personal Accident insurance policy provides compensation in the event of insured sustaining injuries, solely and directly from an accident caused by violent, visible and external means, resulting into death or disablement be it temporary or permanent.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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We specially recommend this product, that is Perfect 10 Personal accident insurance policy for you. It provides personal accident insurance policy coverage for you, your spouse and your children 24 hours a day, anywhere in the world. Now your family can enjoy protection that’s a Perfect 10.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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You just got your first job. You’re getting married. You’re thinking about retirement. Every stage you go through in life has exciting twists and turns and inevitably a few bumps too. That’s why you need a personal accident insurance flexible enough to cover you as your life transforms. Our Perfect 10 Personal Accident Insurance policy does just that.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Dengan 10 pelan mampu milik, anda akan menemui satu pelan yang sesuai untuk anda, tidak kira di mana anda berada dalam kehidupan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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10 PELAN KAMI YANG SEMPURNA<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Temui Liputan Komprehensif<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Manfaat utama Polisi Kemalangan Diri Sempurna 10 seperti di bawah: \u2013<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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rampasan<\/h5>

Melindungi orang yang diinsuranskan daripada kematian atau hilang upaya yang timbul daripada rampasan.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Keracunan makanan<\/h5>

Melindungi Orang Yang Diinsuranskan daripada kematian atau hilang upaya yang timbul daripada atau akibat daripada keracunan makanan yang tidak disengajakan atau kemalangan lain yang serupa dengan atau tanpa sebarang tanda kecederaan luaran atau ganas yang boleh dilihat.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Lemas<\/h5>

Lindungi Orang Yang Diinsuranskan daripada kematian atau hilang upaya seperti yang ditakrifkan di sini yang timbul daripada atau akibat daripada lemas dengan atau tanpa sebarang tanda kecederaan luaran atau ganas yang boleh dilihat.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Sukan Amatur<\/h5>

Melindungi kematian atau hilang upaya yang timbul semasa Orang Yang Diinsuranskan terlibat dalam sukan dalaman atau luaran sebagai amatur tertakluk kepada pengecualian seperti yang dinyatakan dalam polisi.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Murder & Assault<\/h5>

Termasuk kematian atau hilang upaya yang hampir berpunca akibat serangan atau pembunuhan atau sebarang percubaan ke atas Orang Yang Diinsuranskan dalam Jadual, tidak termasuk kematian atau kecederaan badan yang dialami di mana orang yang diinsuranskan melakukan atau berniat untuk melakukan perbuatan sedemikian di dalamnya.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Gigitan Serangga, Ular, Vermin, Haiwan<\/h5>

Tutup serangga, ular, kutu, gigitan haiwan tidak termasuk penyakit atau penyakit yang disebabkan oleh parasit, bakteria atau virus yang dibawa oleh serangga seperti nyamuk dan seumpamanya, ular atau haiwan.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Kehilangan<\/h5>

Adalah dipersetujui dan difahamkan bahawa jika selepas tempoh satu (1) tahun telah berlalu dan Syarikat telah meneliti semua bukti yang ada tidak mempunyai sebab untuk mengandaikan selain kemalangan telah berlaku dan Mahkamah Undang-undang telah mengumumkan Orang Yang Diinsuranskan tersebut. hilang dan dianggap mati secara sah, kehilangan itu akan dianggap sebagai tuntutan di bawah Polisi ini.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Sukan Musim Sejuk<\/h5>

Lindungi Orang Yang Diinsuranskan daripada kematian atau hilang upaya semasa terlibat dalam aktiviti sukan musim sejuk sebagai seorang amatur.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Act of Natural Disasters<\/h5>

It Cover death or disablement caused by earthquake, windstorm, flood, volcanic eruption, lightning, hurricane, cyclone, typhoon and tidal wave.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Pendedahan kepada Unsur Semula Jadi<\/h5>

Melindungi kecederaan tubuh badan yang disebabkan oleh pendedahan kepada unsur-unsur akibat kemalangan yang dilindungi di bawah ini dengan syarat sekiranya kematian Orang Yang Diinsuranskan disebabkan oleh pendedahan kepada unsur-unsur bahawa kematian ini adalah subjek siasatan badan kehakiman yang ditubuhkan dengan betul yang mana ia didapati bahawa orang yang diinsuranskan meninggal dunia akibat pendedahan akibat kemalangan.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Bermotosikal<\/h5>

Perlindungan Orang Yang Diinsuranskan semasa menunggang motosikal atau sebagai pembonceng untuk tujuan peribadi atau perniagaan dengan syarat bahawa Syarikat tidak akan bertanggungjawab ke atas sebarang tuntutan yang timbul daripada perlumbaan, membuat rentak atau penyertaan Orang yang Diinsuranskan dalam mana-mana kebolehpercayaan pertandingan kelajuan atau percubaan lain.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Memburu<\/h5>

Melindungi Orang Yang Diinsuranskan daripada kematian atau hilang upaya semasa memburu, dengan syarat kelulusan\/permit\/lesen daripada pihak berkuasa yang berkaitan telah diperolehi dan Orang Yang Diinsuranskan memegang lesen yang sah untuk memiliki dan menggunakan senjata api untuk tujuan memburu sahaja.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Selam Skuba<\/h5>

Melindungi kematian atau hilang upaya kepada Orang yang Diinsuranskan semasa terlibat dalam selam skuba sebagai seorang amatur.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Lemas Melalui Asap, Asap \/ Gas Beracun<\/h5>

Melindungi kematian dan hilang upaya kepada Orang yang Diinsuranskan akibat sesak nafas secara tidak sengaja melalui Asap, Asap atau Gas Beracun.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Penutup Keganasan<\/h5>

Melindungi kematian dan hilang upaya yang timbul daripada tindakan Keganasan tetapi hendaklah mengecualikan Keganasan sebagai hasil tunggal daripada penggunaan senjata Nuklear, Kimia atau Biologi pemusnah besar-besaran walau apa pun ia boleh diedarkan atau digabungkan.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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OUR EXPERIENCE & EXCELLENCE<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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kenapa pilih kami<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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With over 30 years of experience in the insurance industry, the staff at BMS are equipped with in-depth knowledge of Personal Accident Insurance product.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Over the years, BMS has assisted many of our customers in dealing with the claims process. With our assistance, it has expedited the customer claims process, leading to fast settlements and ensuring our customers’ satisfaction in choosing BMS as their insurance agency. These results give us strong encouragement to continue providing the best services and remain sustainable in the insurance industry for over 30 years. This driving force behind achieving results has brought us to where we are now.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Our Specialize Personal Accident Insurance Policy PREMIUM COVERAGE Every Stage of Life Personal Accident insurance policy provides compensation in the event of insured sustaining injuries, solely and directly from an accident caused by violent, visible and external means, resulting into death or disablement be it temporary or permanent. We specially recommend this product, that is […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":5072,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-5194","page","type-page","status-publish","hentry"],"yoast_head":"\nPersonal Accident Insurance | Get Covered Today | BMS Roadtax<\/title>\n<meta name=\"description\" content=\"Protect yourself with personal accident insurance. Get instant coverage online. Secure your future with BMS RoadTax today.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bmsroadtax.com\/my\/non-motor-insurance\/personal-accident-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Personal Accident Insurance | Get Covered Today | BMS Roadtax\" \/>\n<meta property=\"og:description\" content=\"Protect yourself with personal accident insurance. Get instant coverage online. 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