What Happens If Your Motor Insurance or LKM has been lapsed?

BMSONLINE wants you to stay informed and protected. Here’s why timely renewal matters:

  1. Accident Liability
    You’ll be fully responsible for all damages and injuries—no insurance means no coverage.

  2. Legal Penalties
    Driving without a valid motor insurance policy or LKM is an offence under the traffic law. You may be fined or issued a summons if being caught.

  3. System Block
    If your LKM has expired for over a year, you may need a Puspakom inspection before renewing.

  4. Loss of NCD
    If your motor insurance policy expires and is not renewed in time, you may lose your No Claim Discount. This means your next insurance premium will be higher.

  5. Vehicle Inspection Required
    Gaps in coverage may require inspection, causing renewal delays.

  6. Safety Risks
    Expired coverage means no protection in emergencies and may signal poor vehicle upkeep.

✅ Call us: 1300-88-5755
🌐 Visit: www.bmsroadtax.com
📍 Walk in: https://bmsroadtax.com/bms-outlets

Stay Insured and Renew on Time with BMSROADTAX!
Skip the hassle—stay protected and drive legally. Renew easily at bmsroadtax.com today.