Pakar Kami

Insurans Kebakaran

LIPUTAN KOMPREHENSIF

Sokongan untuk Ketenangan Fikiran Anda

Polisi insurans kebakaran melindungi kerugian atau kerosakan kepada harta yang diinsuranskan anda iaitu kediaman peribadi anda dan kandungannya; yang disebabkan oleh kebakaran, kilat atau letupan dandang domestik dan gas yang digunakan untuk tujuan domestik sahaja semasa tempoh insurans.

Your property is your biggest investment which is why it is important to protect it. The thought of your property being damaged or destroyed by fire, lightning, explosions or any unexpected events would cause you to lose sleep. Fire insurance covers your property against perils such as fire and explosions. It also further offers additional coverage against flood, falling trees, earthquakes, riots and much more. During such unexpected occurrences, you will need extra assistance or services. With coverage of Fire insurance via BMS services, BMS will assist you to liaise with insurance company with repair cost, removal of debris and inconvenience benefit in the event of fire and flood.

PROPERTY INSURANCE POLICY COVERAGE

Tiga Kategori Diterangkan

Perlindungan hartanah boleh dikelaskan kepada tiga (3) kategori:-

Bangunan

(kediaman, kilang, pejabat, kompleks membeli-belah dll.)

Stok

(It includes raw materials, finished and unfinished goods, packaging materials etc.)

Kandungan

(It includes plants and machinery, furniture, fittings and fixtures, office equipment and tools, plans and documents etc.)

OUR EXPERIENCES & EXCELLENCES

kenapa pilih kami

With over 30 years of experience in the insurance industry, the staff at BMS are equipped with in-depth knowledge of Fire Insurance product.

Over the years, BMS has assisted many of our customers in dealing with the claims process. With our assistance, it has expedited the customer claims process, leading to fast settlements and ensuring our customers’ satisfaction in choosing BMS as their insurance agency. These results give us strong encouragement to continue providing the best services and remain sustainable in the insurance industry for over 30 years. This driving force behind achieving results has brought us to where we are now.

PERTINGKAT LIPUTAN KEBAKARAN

Memperluaskan Perlindungan Terhadap Peril Luaran

Di samping itu, anda boleh melanjutkan perlindungan kebakaran asas untuk melindungi kerugian atau kerosakan yang disebabkan oleh peril luar yang dinyatakan tertakluk kepada premium tambahan seperti yang ditetapkan dalam Tarif Kebakaran yang Disemak:-

  • Kerosakan Pesawat
  • Api Belukar / Lalang
  • Pecah dan limpahan alat atau paip tangki air
  • Mogok Rusuhan dan Kerosakan Berniat jahat
  • Kerosakan Kesan
  • Kerosakan oleh Pokok Tumbang atau Ranting dan objek daripadanya
  • Gempa Bumi dan Letusan Gunung Berapi
  • Ribut, Badai
  • Banjir
  • Fasal Pemasangan Elektrik B
  • Letupan
  • Penenggelaman dan tanah runtuh
  • Kebocoran Pemercik
  • Pembakaran Spontan
  • Barangan yang mengalami proses pengeringan/pemanasan
  • Kerosakan Asap
  • Klausa Penyimpanan Sejuk/Inkubator B
THE POLICY KEY BENEFITS

Insurans Kebakaran

Sehingga RM7,500 untuk membersihkan serpihan daripada harta yang tidak diinsuranskan.

Manfaat kesulitan sebanyak RM5,000 jika harta benda anda rosak akibat kebakaran atau banjir.

Sehingga RM5,000 untuk kos pembaikan dan perlindungan sementara.

Perlindungan tambahan terhadap banjir, pokok tumbang, gempa bumi, rusuhan dan banyak lagi.

Terrorism & Sabotage extension covers your property against damage caused by acts of terrorism or sabotage. (New)

Lindungi hartanah anda hari ini daripada sebarang peristiwa yang tidak dijangka, pada harga yang betul.